Industrial and Commercial Bank of China, or ICBC, has a market capitalization of $334 billion, making it by far the most valuable bank in the world. Citigroup, HSBC, and Bank of America are next on the list, worth about $235 billion each, but the next two biggest banks are Chinese: China Construction Bank, worth $225 billion, and Bank of China, worth $200 billion. Chinese banks, it would seem, are pretty healthy, no? Not according to Moody's:

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